000			02486nam a2200217Ia 4500
999			_c37207 _d37207
041			_aEnglish
082			_aRR.0342
100			_aReddy, P.Kothandarami _uDept of Ecnomics, S.V. University PG Centre _vAndhra Pradesh
245		0	_aSource, size and cost of credit in a delta and a non -delta village of Nallore District in Andhra Pradesh / _cP.Kothandarami Reddy
260			_aNew Delhi : _bICSSR, _c1998
300			_a119p. ;
504			_aInclude bibliographical references.
520			_aAccording to this study despite rapid urbanization, most third world economies remain rural, with agriculture being the dominant occupation. Non-farm enterprises and services have diminished due to the onslaught of urban industry and services. The rural economic structure is undergoing a steady change, with cropping patterns changing and yield levels increasing due to modern inputs like irrigation. This has led to an acceleration in the demand for credit, with timely and adequate provision of credit for modern agriculture becoming crucial. New institutional devices have been launched to augment the supply of credit, and as a result, even weaker sections of the population have better access to credit. With the emergence of formal credit delivery systems, the role of informal agencies is expected to decline. The study of the credit market, both formal and informal, is receiving greater attention now, especially in the context of poverty alleviation programs. The size of loans depends on variables like the size of the holding, cropping pattern, paid-out costs, and incidence of health and educational expenditures. The cost of credit is related not only to the source of credit but also to the network of product and factor market linkages. In summary, the rural economic structure in developing countries is changing, and the provision of credit for modern agriculture is a crucial component of the strategy for agricultural development. With the emergence of formal credit delivery systems, even weaker sections of the population have better access to credit, and the study of credit markets is receiving increased attention in the context of poverty alleviation programs.
536			_aIndian Council of Social Science Research.
546			_aEnglish
650			_aCredit Sources _vPolicy Implications
650			_aCredit Size _vFormal vs Informal Credit
650			_aInterest Rates _vLoan Purpose
650			_aRepayment Terms _vCredit Accessibility
942			_cRP _2ddc